Reward
Program
Hacktivity
IMPORTANT
You are allowed to test the authenticated part of the platform but no tests accounts are provided. You are free to create an account or use your existing personal account if you already have one. Note however that no refund will be done through this program. Be extra careful on your actions with your account, as we can’t promise to fix issues you might cause yourself.
For information, we are running in parallel a temporary bug Bounty program on a staging environment with test accounts. If you want to go further with your tests, please send us an email at BforBank_TECH.OPS.SECURITY@bforbank.com and we will invite you when it's open.
About
Welcome to BforBank bug bounty program! This page aims at defining the objectives and the scope of this program.
Thank you for your consideration of our program. If you have any questions contact us at BforBank_TECH.OPS.SECURITY@bforbank.com
BforBank
BforBank is a Crédit Agricole Group company, created in 2009, that provides online banking services to its customers.
BforBank has built online banking services that are currently up and running. Recently, BforBank launched a Move-To-Cloud initiative to have our banking services in the Cloud (GCP). Therefore, we want to ensure that our new banking services running in the Cloud are well secured.
This Bug Bounty Program shall help us meet highest security standards to offer the most secure service and experience to all our customers.
BforBank App
Our new mobile app allows the following operations :
- Customer acquisition (Login, identity verification, screening, etc.)
- Bank account management (view balance, transactions...)
- Credit card management (request, upgrade, replacement, PIN visualization / recovery, etc.)
- Management of IBANs / beneficiaries (add/delete)
- Payments (classic SEPA transfers, instant payment, etc.)
- Direct debit (mandate management, debit execution, etc.)
- Account-to-account transactions
- Live Chat
- Apple Pay payments
- Consumer credit
- Mobile insurance
- Savings
Program Rules
Participants are permitted to perform any tests and investigations on the systems, as long as they act in good faith and respect the scope and rules described below.
Testing Policy and Responsible Disclosure
Please adhere to the following rules while performing research on this program:
- Denial of service (DoS) attacks on BforBank applications, servers, networks or infrastructure are strictly forbidden.
- Avoid tests that could cause degradation or interruption of our services.
- Do not use automated scanners or tools that generate large amount of network traffic.
- Do not leak, manipulate, or destroy any user data or files in any of our applications/servers.
- Do not copy any files from our applications/servers and disclose them.
- The vulnerability must be reported exclusively through our designated reporting platform, yeswehack.com.
- No phishing on users and employees
Failure to comply with the preceding rules will result in the rejection of your report.
Reward Eligibility
We are happy to thank everyone who submits valid reports which help us improve the security of BforBank, however only those that meet the following eligibility requirements may receive a monetary reward:
- You must be the first reporter of a vulnerability.
- The vulnerability must be a qualifying vulnerability (see below).
- The report must contain the following elements:
- Clear textual description of the vulnerability, how it can be exploited, the security impact it has on the application, its users and BforBank, and remediation advice on fixing the vulnerability
- Proof of exploitation: screenshots demonstrating the exploit was performed, and showing the final impact
- Provide complete steps with the necessary information to reproduce the exploit, including (if necessary) code snippets, payloads, commands etc
- You must not break any of the testing policy rules listed above
- You must not be a former or current employee of BforBank (including internship) or one of its contractors.
Reward amounts are based on:
- Reward grid of the report's scope
- CVSS scoring and actual business impact of the vulnerability upon performing risk analysis
Reports of leaks and exposed credentials
In the context of this program, we do not intend to encourage, accept or reward reports of leaks or exposed credentials.
We will only consider vulnerabilities or leaks that are identified directly on the scope of this program.
Also, in order not to encourage dark and grey economies, in particular the purchase, resale and trade of identifiers or stolen information, as well as all types of dangerous behavior (e.g. social engineering, ...), we will not accept or reward any report based on information whose source is not the result of failure on the part of our organization or one of our employees/service providers.
This excludes, but is not limited to:
- Stolen credentials gathered from unidentified sources (e.g. …)
- Exposed credentials on an out-of-scope assets
- Exposed GitHub/GitLab (or similar) instance
- Exposed secrets (e.g. API tokens/keys or other technical credentials)
- Exposed PII on an out-of-scope asset
To summarize our policy, you may refer to this table :
Source of leak is in-scope | Source of leak is out-of-scope | |
---|---|---|
Impact is in-scope (e.g. valid credentials on an in-scope asset) | Eligible | Not Eligible |
Impact is out-of-scope (e.g. valid credentials for an out-of-scope asset) | Eligible | Not Eligible |
Reward
Asset value | CVSS | CVSS | CVSS | CVSS |
---|---|---|---|---|
€100 | €600 | €1,600 | €4,000 | |
€50 | €300 | €800 | €2,000 |
Scopes
Scope | Type | Asset value | Expand rewards grid |
---|---|---|---|
https://play.google.com/store/apps/details?id=com.bforbank.android | mobile-application-android | ||
Low Medium High Critical | |||
https://apps.apple.com/us/app/bforbank-banque-en-ligne/id1607839793 | mobile-application-ios | ||
Low Medium High Critical | |||
https://gtw-b2capps.bforbank.com/* | api | ||
Low Medium High Critical | |||
https://gtw-b2capps.bforbank.com/customer-acquisition/access-management/users* | api | ||
Low Medium High Critical |
Out of scopes
- All domains or subdomains not listed in the above list of 'Scopes'
- Any security issue on this list of features:
- - Live chat (iadvize)
- - Offline browsing
- - SOFINCO process for personal finance request
- - PACIFICA process for mobile insurance request
Vulnerability types
Qualifying vulnerabilities
- SQL Injection (SQLi)
- Cross-Site Scripting (XSS)
- Remote Code Execution (RCE)
- Insecure Direct Object Reference (IDOR)
- Horizontal and vertical privilege escalation
- Authentication bypass & broken authentication
- Business Logic Errors vulnerability with real security impact
- Local files access and manipulation (LFI, RFI, XXE, SSRF, XSPA)
- Cross-Origin Resource Sharing (CORS) with real security impact
- Cross-site Request Forgery (CSRF) with real security impact
- Open Redirect
- Sensitive Information Exposure Through insecure data storage on device
- Leaked information from Mobile (without rooting)
- Insecure Communication
- Insecure Authentication
- Insecure Authorization
- Insufficient Cryptography
- Hardcoded secrets
- Exposed secrets, credentials or sensitive information on an asset under our control and affecting at least one of our scopes.
Non-qualifying vulnerabilities
- Tabnabbing
- Missing cookie flags
- Content/Text injections
- Mixed content warnings
- Clickjacking/UI redressing
- Denial of Service (DoS) attacks
- Known CVEs without working PoC
- Open ports without real security impact
- Social engineering of staff or contractors
- Presence of autocomplete attribute on web forms
- Vulnerabilities affecting outdated browsers or platforms
- Self-XSS or XSS that cannot be used to impact other users
- Outdated libraries without a demonstrated security impact
- Any hypothetical flaw or best practices without exploitable PoC
- Expired certificate, best practices and other related issues for TLS/SSL certificates
- Unexploitable vulnerabilities (ex: XSS or Open Redirect in HTTP Host Header)
- Reports with attack scenarios requiring MITM or physical access to victim's device
- Missing security-related HTTP headers which do not lead directly to a vulnerability
- Unauthenticated / Logout / Login and other low-severity Cross-Site Request Forgery (CSRF)
- Invalid or missing SPF (Sender Policy Framework), DKIM, DMARC records
- Session expiration policies (no automatic logout, invalidation after a certain time or after a password change)
- Disclosure of information without direct security impact (e.g. stack traces, path disclosure, directory listings, software versions, IP disclosure, 3rd party secrets)
- CSV injection
- HTTP Strict Transport Security Header (HSTS)
- Subdomain takeover without a full working PoC
- Blind SSRF without direct impact (e.g. DNS pingback)
- Lack of rate-limiting, brute-forcing or captcha issues
- User enumeration (email, alias, GUID, phone number)
- Password requirements policies (length / complexity / reuse)
- Ability to spam users (email / SMS / direct messages flooding)
- Disclosed / misconfigured Google API key (including Google Maps)
- Recently disclosed 0-day vulnerabilities
- Password reset token leak on trusted third-party website via Referer header (eg Google Analytics, Facebook…)
- Vulnerabilities requiring physical access to a user’s smartphone
- Exploits that are only possible on Android version 8 and below
- Exploits that are only possible on IOS version 14 and below
- Exploits that are only possible on a jailbroken device*
- Exploiting a generic Android or iOS vulnerability.
- Lack of code obfuscation
- Lack of binary protection / jailbreak and root detection / anti-debugging controls
- Crashing your own application
- Non important secrets (such as 3rd party secrets)
- SSL cypher suites
- Vulnerable version of libraries (for example ‘jquery’) without demonstrable attack vector SSL Pinning
- Stolen secrets, credentials or information gathered from a third-party asset that we have no control over
- Exposed secrets, credentials or information on an asset under our control that are not applicable to the program’s scope
Hunting requirements
Account access
BforBank App
You are allowed to test the authenticated part of the platform but no tests accounts are provided. You are free to create an account or use your existing personal account if you already have one. Note however that no refund will be done through this program. Be extra careful on your actions with your account, as we can’t promise to fix issues you might cause yourself.
Hunters collaboration
When submitting new report, you can add up to 5 collaborators, and define the reward split ratio.
For more information, see help center.
Note: For reports that have already been rewarded, it is not possible to redistribute the rewards.